Functioning Human™ tools
Know your numbers
The money questions that come up at home, worked out in a minute: what to keep aside, when a debt is gone, where a paycheck goes, and what a move really costs. Free, and no account needed.
Emergency fund calculator
Enter your monthly expenses, target buffer, and what you have already saved to see your goal, your progress, and the monthly savings to close the gap.
Debt payoff calculator
Enter your balance, APR, and monthly payment to see how long until you are debt-free and how much interest you will pay in total.
50/30/20 paycheck splitter
Enter your take-home pay and split it into needs, wants, and savings — start from 50/30/20 or tune the percentages to fit your real life.
Moving cost calculator
Add up what a move really costs: movers or a truck, supplies, travel, and the upfront costs at the new place like first month, deposit and utilities.
Rent affordability calculator
How much rent can you afford? See three common rules of thumb side by side, including the 40× income check many landlords use.
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Less reminding. More getting it done.
Jarmer keeps the chores, the plans and the things you keep meaning to do, sorts out whose turn it is, and puts the one next thing on your lock screen.
Get the next step on your lock screen with Jarmer